what are you paying for insurance?

Chapel · #1 (**permalink**) 07-31-2003, 09:27 PM

1988 325is:
Minimal coverage. No Comprehensive. $1100 a year
Im a step 10 and Im 22 years old :P
****ing gay ass insurance.

I imagine a 95 M3 will cost me over 2 grand a year!

czm3 · #2 (**permalink**) 07-31-2003, 09:32 PM

Sh*tty!!

Me, '91 Mustang 5.0 bare bones coverage is $2100/yr.

Me '01 M3 1,000K liability and comprihensive, plus lojack is $1100/yr.

Crazy huh?

Midnight Shark · #3 (**permalink**) 07-31-2003, 10:17 PM

I'm paying 1,500/year for my M.

DaCePtiKoN · #4 (**permalink**) 07-31-2003, 10:41 PM

$2600/yr.......

PhillyCheese · #5 (**permalink**) 07-31-2003, 10:56 PM

could people put their age in too, that would be helpful

Age 18
$1200/yr with a POS car

If we have a clean record (no tickets/warnings) do we usually get a reduction? (yes i know it depends on what state)

DocWyte · #6 (**permalink**) 08-01-2003, 04:43 AM

Age 33
Step 14

Insurance $1600/year on '95 M3

Nico5spd · #7 (**permalink**) 08-01-2003, 05:17 AM

I pay $1700 a year for the 325I. I have multiple violations though.

If i buy a 95 M3, it goes down to $1400 a year, and if i buy a E46 m3 its even lower (around $1200)

wierd huh? the only explanation they could give me 95 325 vs 95 m3 was better active safety of the 95 m3.

bimmer143 · #8 (**permalink**) 08-01-2003, 05:44 AM

I'm 25, step 26, and pay $2400/yr for full coverage on my M3.

Chapel · #9 (**permalink**) 08-01-2003, 06:14 AM

Quote:

Originally posted by czm3
Sh*tty!!

Me, '91 Mustang 5.0 bare bones coverage is $2100/yr.

Me '01 M3 1,000K liability and comprihensive, plus lojack is $1100/yr.

Crazy huh?

Chris, how old are you?

ChrisBenvie · #10 (**permalink**) 08-01-2003, 07:23 AM

I pay 2200/year with full coverage, collision and all on my SHO

tried buying a mustang cobra, woulda cost me $4800 per year!!!

18yo step 14

with one ticket outta state, doing well i think

Matt328 · #11 (**permalink**) 08-01-2003, 08:17 AM

$3100 a year, step 23. I had almost 2 years of good driving before i put my car in the woods to tack on a couple more steps and surcharges. I'm 21 with an e36 325.

czm3 · #12 (**permalink**) 08-01-2003, 08:51 AM

Quote:

Originally posted by Chapel
Chris, how old are you?

25, step 9

Chapel · #13 (**permalink**) 08-01-2003, 08:59 AM

ah, so you got that nice big age 25 insurance break too.

czm3 · #14 (**permalink**) 08-01-2003, 09:05 AM

Quote:

Originally posted by Chapel
ah, so you got that nice big age 25 insurance break too.

Yes I did. Also I got a 25% discount (comprehensive) for alarm/anti-theft. That percentage gets bumped up to 40% with Lojack. I highly recommend lojack, it cost about $500 and it will pay for itself within two years. Finally I get and additional 5% off because I have more than one car on this policy. I will retain my step 9 status, because the incedent shown below happened in a state (nh) that doesn't report to MA.

Chapel · #15 (**permalink**) 08-01-2003, 09:14 AM

heh
Id like to get LoJack on my next car.
not really worth it on this one because I dont have comprehensive.