Any Insurance Adjusters out there?

[YB SLOE]

I'm looking for some free advise... Every time I talk to an attorney, I get that ambulance chaser feeling.

I was rear ended in my 540i over the weekend. I was stopped in traffic, and this guy in a Chevy Malibu carreended into me at a good 25MPH or so . Front and rear damage to the bimmer, but the part that concerns me is the whiplash.

This is why I'm looking for advise. I just don't want to be low-balled. I'm not looking for a retirement settlement, but just want a fair (in my best interest of course) pay-out for the pain, discomfort, and inconvenience. My wife was hit about a year ago, and she go offered $1100 dollars for P&S. She took it, but was still huring every once in a while for 6 months. I look back on that and thought she go lo-balled. Should I really get an attourney? I really don't want one, and figure there is some basic algorythm used to calculate damage by you insurance types...

based on initial estimate, I'm guessing damage to be replacing both the front & rear ends, (with M5 parts of course ) probably close to 6 or 8K.

What ball park should I be in?

TIA.

[YB SLOE]

None? I could really use the help...

[Dios]

call that guys insurance company... they will pay ur medical bills and for your car... if u want any sort of settlement or money beyond that i would recommend getting an lawyer. You can talk to the guys insurance company see if they will just offer a settlement right out to reduce there fees i would ask for 10 grand if that number seems reasonable for you... corporate lawyers get paid tons for court room work so they dont usually like to go to court

[YB SLOE]

Originally posted by Dios
call that guys insurance company...

Done that. The first item on their agenda was to obtain a "recorded statement". I didn't want to do this without talking to someone first, as I wanted to know if there is specifically something I should, or shouldn't say that may hurt (or help) me long term.