teenagers driving BMWs

racerboy777 · #1 (**permalink**) 08-29-2003, 10:28 PM

Just wondering how much does your insurance cost? I live in Cali and i am a senior this year and i was supposed to get a 95 or 97 M3 by graduation but no i have to wait a bit longer becuz of insurance and it would be my first car, so jsut curious, becuz i am 16 right now and i will be 17 in november

petar7408 · #2 (**permalink**) 08-29-2003, 10:31 PM

the only way to do it is what i did.. have the car go on the family insurance, then claim that your father is the primary driver-- but this means you are still insured 24/7.

expect 200/month at least- with a cleanish record

PasadenaE24 · #3 (**permalink**) 08-29-2003, 11:09 PM

it was 3.5k for me to be 2nd driver on an M3 last year when i was 16 with a perfect record. Hence, i got the 323is.

Suneal · #4 (**permalink**) 08-30-2003, 05:05 AM

Don't get an M3 for your first car. 1) Insurance will be outrageous. 2) It'll be too powerful, also. Wait until your 18, or maybe even 17 and a half.

twhlax3 · #5 (**permalink**) 08-30-2003, 06:50 AM

yeah im 16 and i was looking for an m3 for my first car, but i looked at the insurance and...uhh...it wasnt pretty. so i got a 323 is. its still very nice.

YoYiTo · #6 (**permalink**) 08-30-2003, 07:15 AM

I got my '92 325i in my sophomore (16years old @ that time) in high school. I payed $1800 every six months with Geico and still do today (w/ 1 ticket $430). I'm 19 now so my insurance should go down about $200 when I'm 20

kevln · #7 (**permalink**) 08-30-2003, 07:36 AM

its very expensive

Mr. Rolleyes · #8 (**permalink**) 08-30-2003, 07:38 AM

21 full coverage on a 95M $1300

mpower325 · #9 (**permalink**) 08-30-2003, 08:54 AM

I was looking for a m3 also, but i got a 325is, the insurance on that is 2000 a year. 17 yr old male with clean record and good student discount. Now I have something to look forward to (next BMW) and since the resale on my 325 is shit, I can keep it forever...

Apex E36 · #10 (**permalink**) 08-30-2003, 08:59 AM

Im 18, driving an E36 318is, with my insurance on my family's plan is $1600 a year. Thats with the good student discount and everything.

mad-ass · #11 (**permalink**) 08-30-2003, 09:24 AM

just expencive...way too expencive...

Joey325i · #12 (**permalink**) 08-30-2003, 09:59 AM

started driving my 93 325i when i was 16 (im 19 now), paid $1600 a yr under my parents name, clean record, thats with statefarm, so its not too bad compared to other people

240sxSR20det · #13 (**permalink**) 08-30-2003, 11:23 AM

bmw.....more than you can afford pal

*psuedo fast and furious quote*

Evil 330ci · #14 (**permalink**) 08-30-2003, 11:38 AM

Ya, my dad put the car under his name, it's a lot cheaper that way. Although, i'm not sure if the 330ci is considered a sports car... is it?

AMCbimmer · #15 (**permalink**) 08-30-2003, 11:46 AM

Just got dropped from state farm. Had 4 speeding tickets and 1 failure to obey stop light. Complete bullshit. I was going 25mph in a 25 because i slowed my roll so i get no more tickets. Well then i get one for running a red light which just turned before i went over the line. I had no time to stop. So now my new insurance is 2200 a year.